Find Today's Best Rates With The UK's Leading Finance Brokers
If you need to borrow a significant amount of money - whether for home renovations or consolidating other loans - a secured loan could be your smartest option.
Here’s why:
Borrow more: Lenders trust secured loans because your home acts as collateral. That trust means you can access larger sums of money than you could with an unsecured loan.
Lower monthly payments: Spread out the loan over a longer term, and your monthly payments become much more manageable. It's easier on your budget, though remember, paying over a longer period may increase the overall cost.
Competitive interest rates: Since secured loans are less risky for lenders - your home serves as security - you’ll likely benefit from lower interest rates compared to unsecured options.
Flexible for those with bad credit: Even if your credit score isn’t perfect, lenders may still consider you because the loan is backed by your home.
But remember, this loan is secured by your most valuable asset - your home. Stay on top of the repayments, because missing them could result in losing your home. Make the right move, and a secured loan could be your financial lifeline.
Based on your answers on our form, we connect you to expert and lenders that are able to find loans that meet your requirements.
The advice and options that you will receive regarding your secured homeowner loan will be from an FCA regulated company meaning there are strict codes of practice they must adhere to, protecting you the consumer.
By going directly to a lender, you may limit your options and the rates available on your secured loan. The advisers we connect you with work with a panel of lenders across the market, offering competitive options tailored to your needs.
Use our online form, answer a few simple qestions and we can match you with an FCA regulated broker that can help find you the best loan available to you.
Once you submit your details, your matched provider will give you a quick call to take some additional detais and run through all your options.
If you are happy with the loan terms with the lender, with your authority they will carry out the final checks and process your loan.
In just a few simple steps you can secure your homeowner loan funds.
Use our online form, answer a few simple qestions and we can match you with an FCA regulated homeowner loan broker that can help find you the best loan available to you.
Once you submit your details, your matched broker will give you a quick call to take some additional detais and run through all your options.
If you are happy with the loan terms, with your authority they will carry out the final checks and process your loan.
Finding and securing the best loan from an extensive panel of lenders’ has been streamlined into four simple
steps, making it simple and
effective.
Take your time and complete your details to tell us about your requirements and desired loan amount.
Based on your answers, we match you with an FCA regulated homeowner loan adviser that can source the best homeowner loan for your needs from a panel of lenders.
Your homeowner loan adviser will present to you the options available, ready for you to proceed in your own time.
Once you are happy with your recommended homeowner loan, the adviser will go through the necessary checks, and the lender will provide your funds.
A homeowner loan serves as a flexible financial resource suitable for navigating various transitional circumstances.
Getting out of debt can seem like an impossible task. Consolidating them into a homeowner loan helps you significantly reduce interest and charges and have one single loan to pay off.
Transforming your home can be expensive. With a homeowner loan, you’ll benefit from a quick application process and timely decisions to make those all-important improvements that add lasting value to your home.
A homeowner loan can provide financial support for significant life events like buying a home, funding education, or covering medical expenses, offering typically lower interest rates due to collateral, thus making large expenses more manageable.
You've always wanted that dream car, but something always comes up and you are unable to afford it. Or simply you need a new family car to get from A to B. Homeowner loans could be a great solution.
We are proud to connect you with the certified advisers and a range of lenders for homeowner loans:
from 5000+
Made it so easy for us to get the right loan for us in touch every day with updates . We dealt with Greg Whittaker he went out of his way to help us throughout the whole process⭐️⭐️⭐️⭐️⭐️
The team were really helpful and informative throughout the whole process. Always kept up to date and pushed for completion of our loan at every turn. A huge thanks to Abby and Hayley, we are very grateful for your help.
Heidi Martin was my case manager for my loan, she was very communicative and kept me informed all the way through the process. Heidi was very helpful and supportive - I’m not great with tech and she helped me along the way to understand what I needed to do. I really appreciated Heidi’s patience. No complaints at all, Heidi couldn’t have done more! Thankyou
Couldn’t have asked for an easier experience. Spoke to Tess and Aisha who were both extremely helpful and professional. They kept in contact promptly and kept every appointment they made, making the whole process very easy. They arranged our loan quickly and without fuss. Thank you! 10/10!
Alex was my supportive case worker throughout the process of applying for a loan. The process was very detailed and involved many stages. Alex supported me through every stage and was always positive and helpful. Alex helped me put a good application together and found the right loan for me. I am in a better financial position at conclusion of this process.😀
Olivia and Claire have both been fantastic throughout the process of sourcing the best deal on a secured loan for myself and my wife. Communication throughout the whole process has been great and they have worked hard in finding us the best rate possible. Would highly reccommend.
Dealing with Alex and Nicola was great. They were both professional, clear and concise with our loan application. Given the constructive guidance on our potential requirements, our loan was approved without hindrance; which now allows us to complete our home improvements.
Aisha has been fantastic throughout the process of sourcing the best deal on a secured loan for myself and my husband. Communication throughout the whole process has been great and they have worked hard in finding us the best rate possible. Would highly reccommend.
Get answers to some of the questions your may have around homeowner loans
Yes, you can still apply if you have poor credit. We work with a range of brokers and partners that are able to assist customers with many different circumstances or that may have had issues with credit in the past. Apply today and see how we can help.
The amount you can borrow depends on a number of different circumstances including the amount of equity in your home and your credit history. Generally, lenders will cap lending at 100% of your property value (including your existing mortgage and any secured debt).
Yes, you can repay your loan early. There may be an early repayment charge that you need to pay so you should contact your lender when you are ready to repay the loan to understand what needs to be paid at that time.
A fixed rate means that the interest rate on your loan will not change for a set period of time, usually up to 5 years. Most rates will change to a variable rate after the fixed rate ends so it is important to understand what the future payments may be.
Secured loans will generally complete much quicker than a mortgage and in many cases, you can get your money within 10 days. This is dependant on a number of factors, of which your adviser will discuss with you as part of the process.
Yes, remortgaging instead of taking out a second charge loan can be another alternative to secure better interest rates, consolidate debt, or release equity from your property. By carefully considering your options, you can remortgage effectively and potentially secure a better financial arrangement than taking out a second charge loan.
